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Author Topic: Remap - insurance implications  (Read 3955 times)

Offline Sawbomartin

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Remap - insurance implications
« on: August 06, 2009, 05:07:07 pm »
I'm reading the remap threads with great interest. My plan is to await warranty expiry, await design development and feedback on remaps and then go for it.

QUESTION: What are the implications on insurance?
A500 + TMC + BMC + Yellowstuff + Motul RBF600 + KW V1 + OMP & Strut Braces - rear seats = esseesse+, + Change.
A lap or two at Cadwell, April 2011:
http://www.youtube.com/watch?v=uSgaCrha8Fc

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    ElizAbarth

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    Re: Remap - insurance implications
    « Reply #1 on: August 06, 2009, 05:13:30 pm »
    I'm reading the remap threads with great interest. My plan is to await warranty expiry, await design development and feedback on remaps and then go for it.

    QUESTION: What are the implications on insurance?

    I have a long history of owning modified cars and 90% of my customers do too. My advice to them is to always inform their insurance company of any modifications. Whether they do or not of course is none of my business! Out of those that declare the modifications, for some poeple this impacts on their premiums. However, it is possible to get your vehicle insured by an underwriter that understands performance / modified cars and there are some cracking deals out there and insurance brokers / underwriters that dont mind a jot when you up the power a bit.

    HTH

    ElizAbarth

    alainmengoli

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    Re: Remap - insurance implications
    « Reply #2 on: August 06, 2009, 05:25:48 pm »
    Hi Liz, any companies you recommend?

    ElizAbarth

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    Re: Remap - insurance implications
    « Reply #3 on: August 06, 2009, 05:30:54 pm »
    Hi Liz, any companies you recommend?


    Sure! Gary Moulson at Keith Michaels Insurance :)

    Have also had a modified car insured with A-Plan in the past, which was a very good deal.

    ElizAbarth


    Offline DavyP

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    Re: Remap - insurance implications
    « Reply #4 on: August 06, 2009, 05:44:07 pm »


    A lot of those I know tuning VW's swear by Adrian Flux, haven't used them myself though.

    ElizAbarth

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    Re: Remap - insurance implications
    « Reply #5 on: August 06, 2009, 05:47:00 pm »


    A lot of those I know tuning VW's swear by Adrian Flux, haven't used them myself though.

    We had a car insured with Adrian Flux for a couple of years for much cheapness but when we moved they simply couldn't match A-Plan. Postcode lottery and all that.

    Insurance brokers are always going to be limited by the risk criteria (age, postcode, NCB etc) set out by the underwriters they work with, which is why it always pays to shop around.  :thumb:

    ElizAbarth

    Offline Sawbomartin

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    Re: Remap - insurance implications
    « Reply #6 on: August 06, 2009, 06:26:00 pm »
    Yes but what about the more mainstream insurers that most people go with that currently seem to give better deals?
    A500 + TMC + BMC + Yellowstuff + Motul RBF600 + KW V1 + OMP & Strut Braces - rear seats = esseesse+, + Change.
    A lap or two at Cadwell, April 2011:
    http://www.youtube.com/watch?v=uSgaCrha8Fc

    Offline Peptalk

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    Re: Remap - insurance implications
    « Reply #7 on: August 06, 2009, 11:08:35 pm »
    I've started to look at quotes tonight (non Esseesse) and totally standard. Went on Compare The Market and Confused and Privilage came up on both as being the cheapest. Any other companies recommended out there?

    Offline Joe

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    Re: Remap - insurance implications
    « Reply #8 on: August 07, 2009, 12:05:52 am »
    I found Adrian Flux useless. Give Elephant or Admiral (same company) a try. They worked out cheapest for me. I spent AGES shopping around. Being 21 you have to. The robbing bastards.

    Offline Stuart_J

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    Re: Remap - insurance implications
    « Reply #9 on: August 07, 2009, 05:24:38 am »
    I'm reading the remap threads with great interest. My plan is to await warranty expiry, await design development and feedback on remaps and then go for it.

    QUESTION: What are the implications on insurance?

    I have a long history of owning modified cars and 90% of my customers do too. My advice to them is to always inform their insurance company of any modifications. Whether they do or not of course is none of my business! Out of those that declare the modifications, for some poeple this impacts on their premiums. However, it is possible to get your vehicle insured by an underwriter that understands performance / modified cars and there are some cracking deals out there and insurance brokers / underwriters that dont mind a jot when you up the power a bit.

    HTH

    ElizAbarth

    I agree completely, declare everything & also get a quote before you have the work done. It often pays to switch companies as some are very mod unfriendly.

    As for companies Ive used Chris Knott & Keith Michaels in the past, Ive found Adrian Flux to be a waste of time, great advets but quotes are never that good.

    This year I managed to get in with Pace Ward, Their specialist policies favour experienced drivers of quick cars & are often negoticated on a driver by driver basis, track day cover can be included at sub £100 per day & with an acceptable excess (many track day policies have excess in the thousands).
    For the zed which is a whisker off 500 bhp Michaels were the best of the rest at just over 1000, Pace Ward came in at  just over 600   http://www.pw-f.co.uk/content/view/17/79/ 
    « Last Edit: August 07, 2009, 05:26:47 am by Stuart_J »

    Offline Alex_gregory_uk

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    Re: Remap - insurance implications
    « Reply #10 on: August 07, 2009, 07:02:27 am »
    Bell is very good and don't seem to charge an arm and a leg for modifications.
    My Launch Edition 500 thread, MTEC low and high beam bulbs, PIAA DRL bulbs, silvervision rear indicator bulbs

     

    hungry