OK time to follow this through.
After sending them the full dealers spec and the parkers guide price they have agreed with me and set the Agreed Value at £11,000.
So now i am happy to recommend it to anyone who is with Adrian Flux.
But i'll give you some advice so you can avoid the headaches i had with it.
Get either an Glasses or Parkers guide price before you start, both you can do on line and far better than the printed book copy. The Parkers one i went with cost me £3.50 for 24 hours access, i was able to go through it several times even ran through Hubby's Alfa G for him to.
I found the form they use only asks for repairs or details of anything you've done to the car, no where does it ask for what the dealers extra's the car has. So i suggest you send all of them on a peice of extra paper. The parkers guide list these items as all adding value to to basic price. 17" 10 spoke alloy wheels, 17" 5 petal alloy wheels, sports leather upholstery, electric skydome opening sunroof, metallic paint, pearl paint, special paint, Blue & me Sat nav.
ticking 5 of those added 2 Grand to the price.
Unless you tell them they will work on it being a basic spec so you need to point out if it's not. So give them as much info on the car as you can and hopfully the price agreed will be a fair one and one your happy with.
I have to say the form is better suited to classic cars, done a few for the Mini's, but it doesn't really work for newer cars. It would be nice to think they may rethink it but i guess that's down to them.
Anyway For me now i know and they know she is worth the price she is insured for rather than market value.
I hope all this helps someone else who might be considering this option. Oh by the way it's valid for 2 years to.
Jules